Meet Steven Smith — The Local Agent Who Listens, Serves & Simplifies Your Insurance Journey

Hello, I’m Steven Smith, an Independent Insurance Agent proudly serving Tucson, Arizona and the surrounding communities. As a U.S. Air Force veteran and longtime healthcare professional, I’ve seen firsthand how important it is for families to have the right protection, the right plan, and the right guide walking beside them every step of the way.

I specialize in helping individuals and families understand and navigate Medicare options, health insurance, life insurance, annuities, retirement rollovers, estate preservation, financial services, and long-term care planning. My approach is simple and personal: I treat every client as a person, not a policy. I listen first, understand your goals, and build customized solutions that truly support your future. Through partnerships with UnitedHealthcare (UHC) and World Financial Group (WFG – Team Elevate), I’m able to provide a wide range of flexible, reliable options — whether you’re preparing for retirement, protecting your income, or strengthening your family’s long-term financial foundation.

Rooted in Community – Connected Through Service

As someone who lives, works, and raises a family here in Tucson, I believe business should strengthen the community it serves. You’ll often find me connecting with local organizations, supporting veteran and faith-based groups, and partnering with local businesses to share resources that help people make informed decisions about their health and financial futures. For me, being an agent isn’t just about policies — it’s about building relationships, showing up for my neighbors, and creating a network of support that makes Tucson stronger together.

Life moves quickly — and the unexpected can happen even faster. That’s why my philosophy is grounded in a simple belief:

“Today’s decisions determine tomorrow’s outcome.”

Whether you’re protecting your health, securing your family’s future, or planning for retirement, I’m here to offer personalized guidance, clear explanations, and a stress-free path forward. My goal is to make the complex feel simple — so you can focus on what truly matters today, with confidence in tomorrow.