Hello, I’m Steven Smith, an Independent Insurance Agent based in Tucson, Arizona. As a U.S. military veteran and longtime healthcare professional, I’ve seen firsthand how important it is for families to have the right protection and guidance when planning for the future.

I specialize in helping individuals and families make sense of health insurance, life insurance, annuities, retirement rollovers, estate preservation, financial services, and long-term care solutions. My approach is simple: I treat every client as a person, not a policy. That means listening first, understanding your goals, and building a plan that gives you clarity and confidence.

With partnerships through UnitedHealthcare (UHC) and World Financial Group (WFG – Team Elevate), I’m able to provide a wide range of options tailored to your needs. Whether you’re protecting your family with life or health insurance plans, or preparing for retirement, my mission is to make insurance straightforward and stress-free.

At the heart of my work is a deep commitment to faith, family, community and service. Tucson isn’t just where I work—it’s my home. I believe that when neighbors support one another, we all thrive. That’s why I go beyond just providing policies; I aim to be a trusted resource, a guide, and a partner you can count on when making life’s most important financial and healthcare decisions. My promise is simple: to bring clarity, compassion, and dedication to every client I serve.

At the heart of my practice is a simple belief:
“Today’s decision determines tomorrow’s outcome.”